{"id":7627,"date":"2021-01-11T22:26:20","date_gmt":"2021-01-12T06:26:20","guid":{"rendered":"https:\/\/chineseinie.com\/?page_id=7627"},"modified":"2021-01-11T22:37:03","modified_gmt":"2021-01-12T06:37:03","slug":"u-s-credit-check-what-are-hard-pull-and-soft-pull","status":"publish","type":"page","link":"https:\/\/chineseinie.com\/real-estate-agent\/u-s-credit-check-what-are-hard-pull-and-soft-pull\/","title":{"rendered":"\u7f8e\u56fd\u67e5\u4fe1\u7528\uff1a\u4ec0\u4e48\u662f Hard Pull \u548c Soft Pull\uff1f"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7627\" class=\"elementor elementor-7627\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6586f39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6586f39\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-612ef51\" data-id=\"612ef51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c095c18 elementor-widget elementor-widget-heading\" data-id=\"c095c18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u7f8e\u56fd\u67e5\u4fe1\u7528\uff1a\u4ec0\u4e48\u662f Hard Pull \u548c Soft Pull\uff1f<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78bac03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78bac03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5955766\" data-id=\"5955766\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d3b9e7 elementor-widget elementor-widget-image\" data-id=\"1d3b9e7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" fetchpriority=\"high\" width=\"640\" height=\"294\" src=\"https:\/\/chineseinie.com\/wp-content\/uploads\/2021\/01\/George-Wang01112021-1.png\" class=\"attachment-large size-large wp-image-7629\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecb3194 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecb3194\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d8d36d\" data-id=\"5d8d36d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42f85fe elementor-widget elementor-widget-text-editor\" data-id=\"42f85fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 14pt; color: #000000;\"><strong>\u4ec0\u4e48\u662f Hard Pull \u548c Soft Pull\uff1f<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">\u521a\u6765\u7f8e\u56fd\u751f\u6d3b\u7684\u4eba\uff0c\u5728\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u548c\u67e5\u8be2\u4fe1\u7528\u62a5\u544a\u65f6\uff0c\u7ecf\u5e38\u4f1a\u542c\u5230\u8fd9\u4e24\u4e2a\u8bcd\u8bed\uff1a<strong>Hard Pull<\/strong>\uff08\u4fd7\u79f0 HP\uff0c\u4e5f\u53eb Hard Enquiry\uff09\u548c <strong>Soft Pull<\/strong>\uff08\u4fd7\u79f0 SP\uff0c\u4e5f\u53eb Soft Enquiry\uff09\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">Hard pull \u901a\u5e38\u8981\u672c\u4eba\u6388\u6743\uff0c\u4f1a\u964d\u4f4e\u4fe1\u7528\u5206\u6570\u3001\u5728\u4fe1\u7528\u62a5\u544a\u4e0a\u505c\u7559\u4e24\u5e74\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">Soft pull \u5bf9\u4fe1\u7528\u5206\u6570\u6ca1\u6709\u5f71\u54cd\uff0c\u4e00\u822c\u4e0d\u9700\u672c\u4eba\u6388\u6743\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\"><strong>Hard Pull<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">\u5e38\u89c1\u7684 hard pull \u60c5\u5f62\u5305\u62ec\uff1a\u7533\u8bf7\u5404\u79cd\u8d37\u6b3e\uff0c\u5982\u8f66\u8d37\u3001\u623f\u8d37\u3001\u5b66\u751f\u8d37\u6b3e\u7b49\uff1b\u7533\u8bf7\u4fe1\u7528\u5361\uff1b\u7533\u8bf7\u63d0\u9ad8\u4fe1\u7528\u989d\u5ea6\u7b49\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">Hard pull \u4f1a\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570\uff0c\u5e76\u4e14\u4e24\u5e74\u5185\u5b83\u4f1a\u4e00\u76f4\u51fa\u73b0\u5728\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u91cc\u3002\u56e0\u6b64\uff0cHard pull \u901a\u5e38\u9700\u8981\u672c\u4eba\u6388\u6743\u3002\u4e00\u822c\u4eba\u4e70\u623f\u7684\u65f6\u5019\uff0cQuicken Loans \u62a5\u5229\u7387\u4e4b\u524d\u5148\u8981\u67e5\u4fe1\u7528\u5206\u6570\uff0c\u5ba2\u670d\u4ee3\u8868\u5728\u7535\u8bdd\u91cc\u5c31\u53cd\u590d\u548c\u4f60\u786e\u8ba4\uff1aDo I have your authorization to run your credit report\uff1f<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-000d2ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"000d2ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a95c21\" data-id=\"5a95c21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69bede6 elementor-widget elementor-widget-image\" data-id=\"69bede6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"451\" height=\"243\" src=\"https:\/\/chineseinie.com\/wp-content\/uploads\/2021\/01\/George-Wang01112021-2.png\" class=\"attachment-large size-large wp-image-7630\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fc4668 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fc4668\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f858636\" data-id=\"f858636\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b8c99f elementor-widget elementor-widget-text-editor\" data-id=\"1b8c99f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000; font-size: 14pt;\"><strong>Soft Pull<\/strong><\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">Soft pull \u5bf9\u4f60\u7684\u4fe1\u7528\u5206\u6570\u6ca1\u6709\u5f71\u54cd\uff0c\u4e00\u822c\u4e0d\u9700\u8981\u672c\u4eba\u7684\u660e\u786e\u6388\u6743\u3002\u5e38\u89c1\u7684\u60c5\u5f62\u5305\u62ec\uff1a\u81ea\u5df1\u4f7f\u7528 Credit Karma\u3001Credit Sesame \u7b49\u7f51\u7ad9\u514d\u8d39\u67e5\u4fe1\u7528\u5206\u6570\uff1b\u4fe1\u7528\u5361\u516c\u53f8\u514d\u8d39\u63d0\u4f9b\u7684 FICO \u5206\u6570\uff1b\u5404\u79cd pre-approval offer\uff0c\u5305\u62ec\u8d37\u6b3e\u3001\u4fe1\u7528\u5361\u3001\u8f66\u9669\u7b49\uff1b\u5165\u804c\u53ca\u80cc\u666f\u8c03\u67e5\u7b49\u3002<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u6709\u4e9b\u60c5\u5f62\u53ef\u80fd\u662f soft pull\u3001\u4e5f\u53ef\u80fd\u662f hard pull\uff0c\u5982\u79df\u623f\u7533\u8bf7\u3001\u79df\u8f66\u3001\u5f00\u901a\u56fa\u8bdd\u6216\u5bbd\u5e26\u4e1a\u52a1\u3001\u5f00\u901a checking\/savings \u94f6\u884c\u5e10\u53f7\u3001\u624b\u673a\u548c\u8bdd\u8d39\u5408\u540c\u7b49\u3002\u00a0\u5982\u679c\u5bf9\u65b9\u95ee\u4f60 \u201cCan I run your credit score\/report?\u201d\uff0c\u4e00\u822c\u6765\u8bf4\u5c31\u662f hard pull\u3002\u5982\u679c\u4f60\u4e0d\u786e\u5b9a\u7684\u8bdd\uff0c\u5e94\u8be5\u4e8b\u5148\u95ee\u6e05\u695a\u3002<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u7b80\u5355\u5bf9\u6bd4<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a906225 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a906225\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14e3783\" data-id=\"14e3783\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c099f0f elementor-widget elementor-widget-image\" data-id=\"c099f0f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"640\" height=\"631\" src=\"https:\/\/chineseinie.com\/wp-content\/uploads\/2021\/01\/George-Wang01112021-3.png\" class=\"attachment-large size-large wp-image-7631\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49e1a89 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49e1a89\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-587dba8\" data-id=\"587dba8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74dd7ec elementor-widget elementor-widget-text-editor\" data-id=\"74dd7ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"color: #000000; font-size: 14pt;\"><strong>Hard Pull \u5bf9\u4fe1\u7528\u5206\u6570\u7684\u5f71\u54cd<\/strong><\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u901a\u5e38\u6765\u8bf4\uff0c\u4e00\u4e2a hard pull \u4f1a\u7acb\u523b\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570 5 \u4e2a\u70b9\u5de6\u53f3\u3002\u5e76\u4e14\uff0c\u5982\u679c\u77ed\u65f6\u671f\u5185\u51fa\u73b0\u5927\u91cf\u7684 hard pull\uff0c\u7cfb\u7edf\u4f1a\u63d0\u9ad8\u8b66\u89c9\uff0c\u56e0\u4e3a\u8fd9\u901a\u5e38\u610f\u5473\u7740\u4e24\u79cd\u60c5\u51b5\uff1a<\/span><\/p><ol class=\" list-paddingleft-2\"><li><p><span style=\"color: #000000; font-size: 14pt;\">\u4f60\u7684\u8d22\u653f\u72b6\u51b5\u5f88\u7cdf\u7cd5\uff0c\u6025\u4e8e\u56db\u5904\u627e\u94b1\u3002<\/span><\/p><\/li><li><p><span style=\"color: #000000; font-size: 14pt;\">\u4f60\u501f\u4e0d\u5230\u8db3\u591f\u7684\u94b1\uff0c\u751a\u81f3\u88ab\u62d2\u4e86\uff0c\u4e0d\u5f97\u4e0d\u627e\u5b8c\u4e00\u5bb6\u53c8\u4e00\u5bb6\u3002<\/span><\/p><\/li><\/ol><p><span style=\"color: #000000; font-size: 14pt;\">\u8fd9\u79cd\u8b66\u544a\u4f1a\u8ba9\u4f60\u7684\u4fe1\u7528\u5206\u6570\u5927\u5e45\u5ea6\u964d\u4f4e\u3002\u53ea\u6709\u4e00\u79cd\u4f8b\u5916\u60c5\u51b5\uff1a<strong>rate shopping.<\/strong>\u00a0\u6240\u8c13\u00a0<strong>\u201crate shopping\u201d<\/strong>\uff0c\u662f\u6307\u4f60\u9700\u8981\u8d37\u6b3e\u7684\u65f6\u5019\uff0c\u6bd4\u5982\u4e70\u8f66\uff0c\u4e3a\u4e86\u62ff\u5230\u66f4\u597d\u7684\u5229\u7387\uff0c\u4f1a\u300c\u8d27\u6bd4\u4e09\u5bb6\u300d\u8054\u7cfb\u591a\u5bb6\u91d1\u878d\u673a\u6784\uff0c\u4ed6\u4eec\u90fd\u4f1a\u8c03\u7528\u4f60\u7684\u4fe1\u7528\u62a5\u544a\uff0c\u6bcf\u6b21\u8c03\u7528\u90fd\u662f\u4e00\u4e2a hard pull\uff0c\u7136\u800c\u8fd9\u5e76\u4e0d\u4ee3\u8868\u4f60\u7684\u98ce\u9669\u7a81\u7136\u589e\u52a0\u4e86\u5f88\u591a\u500d\uff0c\u56e0\u4e3a\u4f60\u53ea\u662f\u8981\u501f\u4e00\u4efd\u94b1\u4e70\u4e00\u8f86\u8f66\uff0c\u4e0d\u662f\u8981\u501f\u5f88\u591a\u4efd\u94b1\u4e70\u5f88\u591a\u8f86\u8f66\u3002<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u6839\u636e myFICO \u8868\u793a\uff0cFICO \u7684\u7cfb\u7edf\u5bf9\u8f66\u8d37\u3001\u623f\u8d37\u548c\u5b66\u751f\u8d37\u6b3e\u7684\u67e5\u8be2\u6bd4\u8f83\u300c\u4f53\u8c05\u300d\uff1a\u5982\u679c\u4f60\u5728 hard pull \u4e4b\u540e 30 \u5929\u5185\u62ff\u5230\u4e86\u8d37\u6b3e\uff0c\u6b64\u6b21 rate shopping \u4e0d\u4f1a\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570\u3002<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u65e7\u7248\u7684 FICO \u5206\u6570\uff0c\u5c06\u4efb\u610f14\u5929\u5185\u7684 rate shopping \u884c\u4e3a\u5408\u5e76\u4e3a\u4e00\u4e2a hard enquiry\uff0c\u5bf9\u4f60\u7684\u4fe1\u7528\u5206\u6570\u5f71\u54cd\u5f88\u5c0f\uff1b\u800c\u65b0\u7248\u7684 FICO \u5206\u6570\u66f4\u662f\u5c06\u6b64\u6807\u51c6\u653e\u5bbd\u5230\u4e86\u4efb\u610f45\u5929\u3002\u8bf7\u6ce8\u610f\uff0c\u5f88\u591a\u91d1\u878d\u673a\u6784\u4f7f\u7528\u7684\u5e76\u4e0d\u662f FICO \u6700\u65b0\u7684\u7248\u672c\u3002<strong>\u5982\u679c\u4f60\u8981\u505a\u591a\u4e2a preapproval\uff0c\u5efa\u8bae\u5168\u90e8\u572814\u5929\u5185\u505a\uff0c\u4e0d\u8981\u9694\u5f88\u4e45\u5206\u5f00\u505a<\/strong>\u3002<\/span><\/p><p><span style=\"color: #000000; font-size: 14pt;\">\u4e0d\u8fc7\uff0c\u5982\u679c\u4f60\u540c\u65f6\u7533\u8bf7\u591a\u79cd\u4e0d\u540c\u7684\u4fe1\u7528\u4ea7\u54c1\uff0c\u6bd4\u5982\u4e00\u8fb9\u7533\u8bf7\u4fe1\u7528\u5361\u3001\u4e00\u8fb9\u7533\u8bf7\u8f66\u8d37\uff0c\u4f1a\u88ab\u89c6\u4e3a\u591a\u4e2a hard pull\uff1b\u7533\u8bf7\u591a\u5f20\u4fe1\u7528\u5361\uff0c<strong>\u6bcf\u4e2a\u7533\u8bf7\u90fd\u662f\u4e00\u4e2a hard pull<\/strong>\u3002<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d7f59f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d7f59f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a6f636e\" data-id=\"a6f636e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03af331 elementor-widget elementor-widget-image\" data-id=\"03af331\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"640\" height=\"294\" src=\"https:\/\/chineseinie.com\/wp-content\/uploads\/2021\/01\/George-Wang01112021-4.png\" class=\"attachment-large size-large wp-image-7632\" alt=\"\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed60654 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed60654\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b6c017\" data-id=\"7b6c017\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1c94ea elementor-widget elementor-widget-text-editor\" data-id=\"c1c94ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 14pt; color: #000000;\"><strong>\u81ea\u5df1\u68c0\u67e5\u548c\u8ddf\u8e2a\u81ea\u5df1\u7684\u4fe1\u7528\u5206\u6570\u5c5e\u4e8esoft pull\uff0c\u4e0d\u4f1a\u4ea7\u751f\u8d1f\u9762\u5f71\u54cd\u3002<\/strong>\u7136\u800c\uff0c\u6709\u4e9b\u4ea7\u54c1\u548c\u670d\u52a1\u5728\u505a\u80cc\u666f\u8c03\u67e5\u65f6\uff0c\u53ef\u80fd\u4f1a\u4ea7\u751f hard pull\uff0c\u5982\u67d0\u4e9b store credit card\u3001\u67d0\u4e9b\u623f\u5c4b\u79df\u8d41\u65f6\u5bf9\u79df\u5ba2\u7684\u4fe1\u7528\u8c03\u67e5\u3001\u79df\u8f66\uff0c\u751a\u81f3\u5f00\u901a\u56fa\u8bdd\u548c\u5bbd\u5e26\u4e1a\u52a1\u3002\u5982\u679c\u5728\u4f60\u4e0d\u77e5\u60c5\u7684\u60c5\u51b5\u4e0b\u505a\u4e86 hard pull\uff0c\u53ef\u8054\u7cfb\u4fe1\u7528\u5c40\u7533\u8bc9\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\"><strong>\u600e\u4e48\u67e5\u4fe1\u7528\u5206\u6570\uff1f<\/strong><\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">\u5728\u7f8e\u56fd\u751f\u6d3b\uff0c\u4fe1\u7528\u8bb0\u5f55\u62a5\u544a\uff08Credit Report\uff09\u548c\u4fe1\u7528\u5206\u6570\uff08Credit Score\uff09\u5f88\u91cd\u8981\u3002\u4fe1\u7528\u62a5\u544a\u4e3b\u8981\u7531\u4e09\u5927\u4fe1\u7528\u62a5\u544a\u673a\u6784<strong>Equifax\u3001Experian\u548c TransUnion<\/strong>\u00a0\u751f\u6210\uff0c\u4fe1\u7528\u5206\u6570\u5219\u6709\u4e0d\u540c\u7684\u8ba1\u7b97\u6a21\u578b\uff0c\u4e8c\u8005\u90fd\u6709\u514d\u8d39\u67e5\u8be2\u6216\u514d\u8d39\u83b7\u53d6\u7684\u65b9\u6cd5\u3002<\/span><\/p><p><span style=\"font-size: 14pt; color: #000000;\">\uff08\u6587\u7ae0\u5185\u5bb9\u53ca\u56fe\u7247\u8f6c\u81ea\u7f51\u7edc\uff0c\u7248\u6743\u5f52\u539f\u4f5c\u8005\u6240\u6709\uff0c\u5982\u6709\u95ee\u9898\u8bf7\u53ca\u65f6\u8054\u7cfb\u6211\u4eec\u3002\uff09<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u56fd\u67e5\u4fe1\u7528\uff1a\u4ec0\u4e48\u662f Hard Pull \u548c Soft Pull\uff1f &lt;img width=&#8221;640&#8243; height=&#8221;294&#8243; src=&#8221;https:\/\/chineseinie.com\/wp-content\/uploads\/2021\/01\/George-Wang01112021-1.png&#8221; alt=&#8221;&#8221; loading=&#8221;lazy&#8221; \/&gt; &lt;strong&gt;\u4ec0\u4e48\u662f Hard Pull \u548c Soft Pull\uff1f&lt;\/strong&gt; \u521a\u6765\u7f8e\u56fd\u751f\u6d3b\u7684\u4eba\uff0c\u5728\u5f00\u59cb\u5efa\u7acb\u4fe1\u7528\u8bb0\u5f55\u548c\u67e5\u8be2\u4fe1\u7528\u62a5\u544a\u65f6\uff0c\u7ecf\u5e38\u4f1a\u542c\u5230\u8fd9\u4e24\u4e2a\u8bcd\u8bed\uff1aHard Pull\uff08\u4fd7\u79f0 HP\uff0c\u4e5f\u53eb Hard Enquiry\uff09\u548c Soft Pull\uff08\u4fd7\u79f0 SP\uff0c\u4e5f\u53eb Soft Enquiry\uff09\u3002 Hard pull \u901a\u5e38\u8981\u672c\u4eba\u6388\u6743\uff0c\u4f1a\u964d\u4f4e\u4fe1\u7528\u5206\u6570\u3001\u5728\u4fe1\u7528\u62a5\u544a\u4e0a\u505c\u7559\u4e24\u5e74\u3002 Soft pull \u5bf9\u4fe1\u7528\u5206\u6570\u6ca1\u6709\u5f71\u54cd\uff0c\u4e00\u822c\u4e0d\u9700\u672c\u4eba\u6388\u6743\u3002 Hard Pull \u5e38\u89c1\u7684 hard pull \u60c5\u5f62\u5305\u62ec\uff1a\u7533\u8bf7\u5404\u79cd\u8d37\u6b3e\uff0c\u5982\u8f66\u8d37\u3001\u623f\u8d37\u3001\u5b66\u751f\u8d37\u6b3e\u7b49\uff1b\u7533\u8bf7\u4fe1\u7528\u5361\uff1b\u7533\u8bf7\u63d0\u9ad8\u4fe1\u7528\u989d\u5ea6\u7b49\u3002 Hard pull \u4f1a\u964d\u4f4e\u4f60\u7684\u4fe1\u7528\u5206\u6570\uff0c\u5e76\u4e14\u4e24\u5e74\u5185\u5b83\u4f1a\u4e00\u76f4\u51fa\u73b0\u5728\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u91cc\u3002\u56e0\u6b64\uff0cHard pull \u901a\u5e38\u9700\u8981\u672c\u4eba\u6388\u6743\u3002\u4e00\u822c\u4eba\u4e70\u623f\u7684\u65f6\u5019\uff0cQuicken Loans \u62a5\u5229\u7387\u4e4b\u524d\u5148\u8981\u67e5\u4fe1\u7528\u5206\u6570\uff0c\u5ba2\u670d\u4ee3\u8868\u5728\u7535\u8bdd\u91cc\u5c31\u53cd\u590d\u548c\u4f60\u786e\u8ba4\uff1aDo I have your authorization to run your [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":6598,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"_links":{"self":[{"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/pages\/7627"}],"collection":[{"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/comments?post=7627"}],"version-history":[{"count":2,"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/pages\/7627\/revisions"}],"predecessor-version":[{"id":7633,"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/pages\/7627\/revisions\/7633"}],"up":[{"embeddable":true,"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/pages\/6598"}],"wp:attachment":[{"href":"https:\/\/chineseinie.com\/wp-json\/wp\/v2\/media?parent=7627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}