Eric 刘-房产贷款专家star max lending 专访
Eric Liu是一位房地产经纪人，也是一位房产业专家，工作于星美地产（Star Max Realty），是加州库卡蒙加市（Rancho Cucamonga）的顶级当地房地产经纪人之一。 Star Max的网站上有大量的资源提供给客户，帮助客户找到属于自己的新家。网站是完全免费的，Eric Liu的工作是帮助需要代理的客户同最实惠的价格找到最心仪的房产。他会尽自己所能，在保证满足客户需求的同时保障他们的利益。
Star Max 房地产的经营理念是让梦想成为现实（Making Your Dreams Into Reality），因此能够在Star Max 房地产工作的经纪人都是训练有素，专业性极强，知识渊博，经验丰富的专业人员。他们认为有必要让自己以及周边的人（包括非客户）了解Rancho Cucamonga及周边地区高度复杂的房地产领域的所有最新变化，因为，Star Max网站上发布了很多对购房者及买房者有用的房地产信息，包括一些常见问题，注意事项，周边房价等等，在购买或出售房屋之前与他们联系会帮助到客户做出更明智，更有把握的选择。 Star Max网站旨在为客户提供加州河滨县（Riverside）、橙县（Orange County）、圣伯纳迪诺县（San Bernardino County）、洛杉矶县（LA County）、阿卡迪亚（Arcadia）、欧文（Irvine）、库卡蒙加市（Rancho Cucamonga）及周边地区的最新房地产市场信息。特色是免费，最新，最实时的房地产搜索，让客户可以像经纪人一样进行搜索。网站上所有从数据都来源于MLS（Multiple Listing Service），非常可靠及整洁。
這邊是一些比較專業的詞匯購房者需要瞭解的：P&I付款 – 每个月向贷款人支付的本金和利息；代管账户 – 贷款人可能需要一个托管账户来支付未来的付款，如房主保险和房产税；点数（有时被称为折扣点或抵押贷款点）- 支付给贷款人，通常在抵押贷款结束时，以降低利率；房產稅 – 根据税务评估员对購買的房屋的评估价值，占房屋价值的一个固定比例；房主保險 – 一份合同，在購房者的财产发生损失或损坏时，保护他和他的贷款人，该合同被称为保险单，而定期付款被称为保险费。
Eric Liu遵循Star Max的理念，从顾客的角度出发，帮顾客实现购屋，充实顾客的梦想。他的房屋贷款以利息低，审批快，及选择多出名。他承诺他的贷款利率是史上最低的。作为Rancho的居民，Eric Liu很了解目前的市场趋势，以及如何在挂牌房源上获得一个好的交易，或者为买房者获得最高的市场成交价。他的专业知识使得顾客能够信任及依靠他。他跟Star Max在Rancho Cucamonga地区也有很多关系。他们知道房地产是一项大投资，所以联系他们，与他们合作，可以建立很好的个人关系，甚至会终身受益。他们认为，Rancho Cucamonga，无论是社区还是郊区都是一个非常适合居住的地方，Star Max网站上也有很多Rancho Cucamonga的信息，帮助客户找到属于他们自己的最佳居住地。他们建议在做出这种重大决定之前做好准备，了解市场信息，找到他们，特别是Eric Liu，以免吃亏或遇到不必要的麻烦。
党新客户准备买卖房屋时，总会遇到各种各样的问题。 Eric及Star Max集团为客户们提了以下一些建议：在出售房屋时，一定要对每个生活区域进行布置，以给予卖家最佳第一和整体印象，帮助潜在买家想象生活在那个空间的感觉。保持所有房间的清洁。清理杂物盒多余的家具，是空间感觉更干净，宽敞，也更温暖。在购买房屋时，一定要审视你的财务状况，确定你的价格接受范围。确保对房屋和财产进行实物检查，确认是否有潜在的修复，破损，或危险。在不同时间段参观社区，感受当地气氛。查看最近购物地点，如超市，餐馆，体育用品商店，服装店等常去商店。如果有孩子或准备有，确保要查看当地的学校。这些小细节可以帮助卖房这和买房者节省很多不方便和不必要的事情，也能避免上当，或是交易完成后后悔等等。 Eric Liu在贷款方面也很有经验，很多找过他的客户都对他的专业知识及服务很满意，认为他效率很高，耐心负责。
Eric Liu在Star Max的工作地点位于Rancho Cucamonga靠近闹市区的一栋立体大楼里，非常有工作氛围，甚至会给客户带来一种在中国办事的亲切感。工作地点附近的风景也很好，给人一种清新脱俗的感觉。
地址：10681 Foothill Blvd, Rancho Cucamonga, CA 91730
Eric Liu is a real estate agent and a real estate professional working for Star Max Realty. He is one of the top local real estate agents in Rancho Cucamonga, California. Star Max has a wide range of resources available on its website to help clients find their new home. The site is completely free of charge. Eric Liu’s job is to help clients who need representation find the property they want at the most affordable price. He will do what he can to ensure that his clients’ needs are met while protecting their interests.
Star Max Real Estate’s philosophy is Making Your Dreams Into Reality, so the agents who work for Star Max Real Estate are highly trained, knowledgeable and experienced professionals. They feel it is important to keep themselves and those around them (including non-clients) up to date on all the latest changes in the highly complex real estate field in Rancho Cucamonga and the surrounding areas, hence Star Max has a lot of useful real estate information for home buyers and purchasers posted on their website, including frequently asked questions, things to keep in mind, surrounding home prices, and more, so contacting them before buying or selling a home will help clients make a wiser, better-informed, and more confident decision. The Star Max website is designed to provide clients with information about the real estate market in Riverside, Orange County, San Bernardino County, LA County, Arcadia, Irvine, Rancho Cucamonga and surrounding areas. Star Max features a free, up-to-date, real time real estate search that allows clients to search like an agent. All data on the site is sourced from the MLS (Multiple Listing Service), which is very reliable and well-organized.
Real Estate can be a very complicated topic for many first time buyers. There are a few things to keep in mind: Make sure you decide in advance whether you want to buy a new home, a second home, or a pre-sale home, or if you can consider renting. Calculate how much money you need to put down (down payment) and how much you need to budget. Choose a city, understand the surrounding environment, living environment and facilities, so as to determine in which area to buy a home. Check all aspects of the house, ceilings, walls, utilities, etc. The most important aspect is to negotiate and sign the contract, be sure to do research in advance, keep a rational and half-hearted attitude, and look at all the details of the contract, especially the various costs.
Here are some of the specialized terms homebuyers need to know: P&I payments – monthly principal and interest payments to the lender; escrow account – the lender may need an escrow account to cover future payments such as homeowner’s insurance and property taxes; points (sometimes called discount points or mortgage points) – paid to the lender, usually at the end of the mortgage, to lower the interest rate; property taxes – based on tax assessor’s appraisal of the value of the home being purchased, a fixed percentage of the home’s value; homeowner’s insurance – a contract that protects a home buyer and his lender in the event of loss or damage to his property; the contract is called an insurance policy, and the periodic payments are called premiums.
Eric Liu follows Star Max’s philosophy of helping customers make home purchases from their perspective and fulfilling their dreams. His home loans are known for their low interest rates, quick approval, and wide selection. He promises the lowest interest rates ever for his loans. As a Rancho resident, Eric Liu understands the current market trends and how to get a good deal on a listing or get the highest market price for a seller. His expertise allows his clients to trust and rely on him. He also has many relationships with Star Max in the Rancho Cucamonga area. They know that real estate is a big investment, so reaching out to them and working with them builds great personal relationships that can even last a lifetime. They believe that Rancho Cucamonga, both the community and the suburbs, is a great place to live, and Star Max has a lot of information about Rancho Cucamonga on their website to help clients find the best place to live for themselves. They recommend being prepared, knowing the market and finding them, especially Eric Liu, before making such a big decision to avoid losing out or getting into unnecessary trouble.
Eric and the Star Max Group offer the following advice to their clients: When selling a home, be sure to layout each living area to give the seller the best first and overall impression and help potential buyers imagine what it would be like to live in that space. Keep all rooms clean. Clear out clutter boxes of excess furniture to make the space feel cleaner, more spacious, and more like home. When buying a home, be sure to review your financial situation and determine your price range. Make sure to do a physical inspection of the home and property to identify any potential repairs, damages, or dangers. Visit neighborhoods at different times of the year to get a feel for the local atmosphere. Check out the nearest shopping locations such as supermarkets, restaurants, sporting goods stores, clothing stores, and other frequently visited stores. If you have children or are planning to have them, make sure you check out the local schools. Eric Liu is also very experienced in mortgage lending and many of his clients are very satisfied with his expertise and service and consider him to be very efficient, patient and responsible.
Eric Liu’s workplace at Star Max is located in a beautiful and dynamic building in Rancho Cucamonga near downtown, which is a great atmosphere to work in and even gives clients a sense of being in China. The workplace also has a great view and a fresh, unpretentious feel.
Address：10681 Foothill Blvd, Rancho Cucamonga, CA 91730